Enjoy Hassle-Free Spending with the Best Cashback Credit Card in Dubai

The Citi Bank Simplicity Credit Card is designed for UAE residents who value convenience, simplicity, and savings. With no annual fees, no late payment fees, no cash advance fees, and no over-limit fees ever, this card truly lives up to its name. Enjoy up to 20% instant discount on your favorite Talabat orders, access to exclusive airport lounges across the Middle East, and over 500 dining and entertainment offers throughout Dubai. With a minimum salary requirement of just AED 5,000, the Citi Bank Simplicity Credit Card is accessible and rewarding, making it one of the best cashback credit cards in Dubai. Choose a smarter, more transparent way to manage your everyday expenses and enjoy exclusive lifestyle perks.

Benefits

• ✔ No annual membership fee — ever.
• ✔ No late payment, cash advance, or over-limit fees.
• ✔ Complimentary travel insurance and purchase protection.
• ✔ Instant discounts on food and groceries with Talabat.
• ✔ Access to over 500 dining and entertainment offers in Dubai.
• ✔ Flexible PayLite installment options for big purchases.
• ✔ Complimentary supplementary cards for family members.

Details and Key Features

• ✔ Zero annual fee for life, giving you true cost transparency.
• ✔ No late payment, cash advance, or over-limit fees, ever.
• ✔ Minimum salary requirement of just AED 5,000, making it widely accessible.
• ✔ 3.50% retail interest rate, only after a generous 52-day interest-free period.
• ✔ 0% balance transfer for 6 months with just a 3% processing fee and no pre-closure charges.
• ✔ 22-day repayment period from statement date for stress-free monthly management.

Travel and Lifestyle Benefits

• ✔ Complimentary airport lounge access across the Middle East via MasterCard Travel Pass app.
• ✔ Free travel medical insurance and purchase protection, adding peace of mind to every trip.
• ✔ Over 500 dining and entertainment discounts throughout Dubai for more rewarding experiences.
• ✔ 20% instant discount (up to AED 14) on Talabat grocery and food orders twice a month.
• ✔ PayLite feature to convert large purchases into easy monthly installments.
• ✔ Complimentary supplementary cards so your family can enjoy all benefits at no extra cost.

Need Expert Support?

• ✔ Our team of trusted financial experts and ex-banking professionals is ready to help.
• ✔ We make the application process smooth, quick, and completely hassle-free.
• ✔ You get personalized guidance to unlock the best possible benefits and offers.
• ✔ We handle all the details while you focus on enjoying your new card perks.
• ✔ Start your journey confidently today — you deserve a card that works as smart as you do!

Frequently Asked Questions

1. What is the minimum salary requirement for this card?
The minimum salary requirement is AED 5,000 per month, making it suitable for a large number of Dubai residents.

2. Are there really no fees at all?
Yes! This card comes with no annual fee, no late payment fee, no cash advance fee, and no over-limit fee ever.

3. What kind of cashback or discounts can I get?
You enjoy a 20% instant discount (up to AED 14) on Talabat orders twice a month and access to over 500 exclusive dining and entertainment offers across Dubai.

4. Does this card provide airport lounge access?
Absolutely. You get complimentary access to select airport lounges across the Middle East through the MasterCard Travel Pass app.

5. Is there a balance transfer option?
Yes. You can transfer balances at a 0% interest rate for six months with a one-time processing fee of 3% and no pre-closure charges.

6. Can I get supplementary cards for family members?
Yes, and they are completely free! Your family members can enjoy all the benefits without additional fees.

7. How do I apply for the Citi Bank Simplicity Credit Card?
Simply reach out to us, and our finance experts will assist you with the easy application process to ensure a smooth and quick approval.