Looking for a card that rewards you on everyday essentials?
This feature-packed cashback credit card is designed for UAE residents who want to maximize savings on supermarket shopping, fuel, and utilities, while enjoying added lifestyle perks and travel benefits. With easy eligibility, instant approval, and no annual fee in the first year, it offers an excellent combination of value and flexibility.
Key Features:
-
Earn 5% cashback on supermarket purchases
-
Get 3% cashback on fuel and utility bills
-
Unlimited 1% cashback on all other spends
-
First-year annual fee waived
-
Up to 2 supplementary cards free
-
Instant approval for eligible UAE residents
Fees & Charges
| Feature | Details |
|---|---|
| Annual Fee | AED 0 (1st year) / AED 315 (2nd year onward) |
| Minimum Salary Requirement | AED 5,000/month |
| Interest Rate | 3.25% per month |
| Cash Advance Fee | AED 99 or 3%, whichever is higher |
| Foreign Transaction Fee | 2.99% |
Cashback Summary
| Spend Category | Cashback Rate |
|---|---|
| Supermarkets (UAE) | 5% |
| Fuel Stations (UAE) | 3% |
| Utility Bills (Online) | 3% |
| All Other Spends | 1% unlimited |
| Max Monthly Cashback | AED 150 – AED 200 cap (varies by category) |
Other Perks & Benefits
-
Buy 1 Get 1 Free on dining via Visa Offers
-
Free access to SimplyLife Rewards portal
-
Discounts on travel bookings, shopping, and more
-
Contactless payments via Visa PayWave
-
Auto-debit facility for easy bill repaymen
